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Choosing the Right Car

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Choosing a car can be daunting, and choosing a car that says something about you can be downright intimidating. There are literally thousands of models to choose from, each with their own benefits and limitations. There is more to think about than just the car itself too—whether to go with a brand new car or a used one, how economical your chosen model is, how you are going to fund your new purchase and much more besides.

Choosing a car should not just be daunting though—it should also be exciting. As long as you keep your head, have a firm budget in mind and do some research, a car can be one of the most exciting purchases you’ll make. We are lucky to live in a time when there is more choice than ever when it comes to buying a car—and the increasing availability of hybrids and electric vehicles is only giving us even more options.

01:41
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Watch more How to Buy a Car videos: http://www.howcast.com/videos/447-How-to-Buy-a-Used-Car With so many new cars to choose from, it's difficult to know where to start. We've got you covered. Step 1: Set a budget Set a budget. If you're going to get financing, figure out exactly how much you can afford to pay per month. Tip Don't forget the costs of owning the car, like insurance, gas, parking and storage, and maintenance, which will depend on the model you choose. Step 2: Decide the basics Decide the basics. Do you want a small, fuel-efficient car, or a larger car that can haul a lot of passengers and cargo from place to place? A two-door or four-door? Four cylinders or a more powerful six? Tip If you purchase a hybrid vehicle, you can receive incentives on your income taxes. Step 3: Find models Now that you have a basic idea of the kind of car you want, find models that fit your criteria. Step 4: Compare models Nowadays, comparing models head-to-head in categories like safety, fuel economy, and reliability is as easy as hitting a few keys. Just go online and find one of the many web sites that provide this information. Step 5: Schedule test drives Once you've winnowed the possibilities down to a dozen or so cars, set aside a weekend to test-drive them. Tip Test-drive as many cars as you can on the same day to make comparisons easier. Step 6: Time to negotiate Now that you've settled on a car, it's time to negotiate with the dealer. Did You Know? The average buyer keeps a new car for five and a half years.
03:03
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Watch more How to Buy a Car videos: http://www.howcast.com/videos/399046-How-to-Buy-an-RV It won’t be a bargain if you have to spend a ton of money on repairs, so learn how to spot a lemon. Step 1: Figure out how much you can spend Figure out how much you can spend -- either in cash or in monthly loan payments. Tip Don’t forget about the costs of owning a car, like insurance and maintenance. Step 2: Research models Research the models you’re considering. Car information websites will help you compare both the performance and long-term reliability of various cars. Step 3: Locate car Locate a car that you want to check out. Search used car lots, classified ads, car dealerships that sell pre-owned vehicles, and special used-car publications and websites. Step 4: Ask seller about condition Ask the seller about the general condition of the car, including mileage, extra features, and whether service records are available. Tip If you’re buying the car from an individual, ask if he or she is the original owner and the reason for selling the car. Step 5: Inspect & test-drive Inspect the car and test-drive it. You want to make sure that it performs well, runs smoothly, and feels right. Tip Don’t let the seller rush you through the test-drive. Step 6: Find out if warranty included Find out if the car comes with a warranty. Tip If a warranty isn’t included, have a mechanic inspect the car for you. Let the seller know that the sale is contingent on a professional inspection. Step 7: Get vehicle history report Get a vehicle history report from one of the companies that sell them online. See if the vehicle has been damaged in an accident or flood -- and if the odometer may have been rolled back. Step 8: Find out worth Find out how much the car is worth by consulting online used car guides or visiting the library. Step 9: Negotiate Negotiate. Using the market value of the car as a guide, make an offer on the low end. Don’t be afraid to walk away. Tip If you’re trading in your car or having a dealership arrange financing, negotiate the price of the car before you discuss trade-in value and financing to assure you get the best deal. Step 10: Close the deal Close the deal. If you’re buying from a private seller, make sure you get the title. Register your new vehicle with your state’s Department of Motor Vehicles. Tip If you’re buying from a dealership, they will handle most of the paperwork for you. Just make sure you read any contracts or paperwork carefully. Step 11: Drive home Drive home in your swank new ride. Did You Know? Did you know? On average, new cars lose 15% to 30% of their value the moment they’re driven off the dealer’s lot.
01:22
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Watch more Driving & Car Safety videos: http://www.howcast.com/videos/356313-How-to-Pick-a-GPS-Device If that old family clunker is less than reliable, this guide will help protect your newly licensed teen driver without breaking the bank. Step 1: Check IIHS.org Check the Insurance Institute for Highway Safety website at "iihs.org":http://www.iihs.org/ for a list of vehicles that perform the best in a variety of crashes. Step 2: Determine a budget Determine your budget for both the cost of the car as well as the cost of insurance and fuel. Step 3: Splurge on safety Splurge on added safety features such as side curtain airbags and 24-hour roadside assistance. Step 4: Avoid SUVs Avoid sports utility vehicles. Their higher centers of gravity make them more prone to rollover accidents. Tip Focus on midsize vehicles with good safety records. Small and compact cars can be just as dangerous as SUVs. Step 5: Check acceleration and braking distances Find a vehicle that accelerates from zero to 60 in 8 to 11 seconds and avoid ones that take longer than 145 feet to stop in dry conditions. Tip Evaluate weather conditions in your area and choose vehicles that perform best in rain, mud, or snow. Step 6: Compromise with teen Make some compromises if you have an image-conscious teen, knowing that any newer vehicle you buy is safer than an old clunker anyway. Did You Know? In 2008, seatbelt use increased to its highest level ever 83 percent among all drivers.
01:45
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A great way to save money on car insurance is to pay a visit to an agent and ask about policy and premium options, but make sure the new policy includes the basics such as property damage, uninsured motorist coverage, bodily injury coverage and collision coverage. Meet with an insurance agent and save money on coverage by asking the questions in this free video on financial planning from a licensed insurance agent. Expert: James Burrows Contact: www.ResurgenceGrp.com Bio: James Burrows owns the full-service insurance agency The Resurgence Group, which specializes in health insurance, property and casualty, annuities, life insurance, and auto insurance. Filmmaker: Christopher Rokosz
01:40
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The pros of hybrid cars include less environmental footprint, increased fuel efficiency and less maintenance. Hybrid car cons include less availability and increased insurance costs. Weigh the pros and cons of buying a hybrid car using advice from a hybrid car salesman in this free video on hybrid cars. Expert: Kyle Sperry Contact: www.toyotaofTampaBay.com Bio: Kyle Sperry is a direct sales manager at Toyota of Tampa Bay. Hes been working for Toyota for more than five years, and is hybrid-certified. Filmmaker: Christopher Rokosz
02:49
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Tesla Motors is a car company that is dedicated to building cars that run solely on electricity. Steve Spangler talks about Nikola Tesla, and how he was ahead of his time. About Steve Spangler Science... Steve Spangler is a celebrity teacher, science toy designer, speaker, author and an Emmy award-winning television personality. Spangler is probably best known for his Mentos and Diet Coke geyser experiment that went viral in 2005 and prompted more than 1,000 related YouTube videos. Spangler is the founder of www.SteveSpanglerScience.com, a Denver-based company specializing in the creation of science toys, classroom science demonstrations, teacher resources and home for Spangler's popular science experiment archive and video collection. Spangler is a frequent guest on the Ellen DeGeneres Show where he takes classroom science experiments to the extreme. Check out his pool filled with 2,500 boxes of cornstarch! Cool Science Toys - http://www.SteveSpanglerScience.com Sign up for the Experiment of the Week - http://www.stevespanglerscience.com/e... Watch Spangler's Science Videos - http://www.stevespanglerscience.com/v... Attend a Spangler Hands-on Science Workshop for Teachers - http://www.stevespanglerscience.com/t... Visit Spangler's YouTube Channel - http://www.youtube.com/stevespanglers... Join the conversation on Steve Spangler's blog - http://www.SteveSpangler.com Additional Information: On the education side, Spangler started his career as a science teacher in the Cherry Creek School district for 12 years. Today, Steve travels extensively training teachers in ways to make learning more engaging and fun. His hands-on science boot camps and summer institutes for teachers inspire and teach teachers how to prepare a new generation for an ever-changing work force. Over the last 15 years, he has also made more than 500 television appearances as an authority on hands-on science and inquiry-based learning. On the business side, Spangler is the founder and CEO of Steve Spangler Science, a Denver-based company specializing in the creation of educational toys and kits and hands-on science training services for teachers. The companys unique business strategies and viral creations have been featured in the Wall Street Journal, Inc. Magazine, Wired and TIME Magazine where online readers voted Steve Spangler #18 in the Top 100 Most Influential People of the Year for 2006 (what were they thinking?). You'll find more than 140 Spangler created products available online at SteveSpanglerScience.com and distributed to toy stores and mass-market retailers worldwide. Spangler joined NBC affiliate 9News in 2001 as the science education specialist. His weekly experiments and science segments are designed to teach viewers creative ways to make learning fun. His now famous Mentos Geyser experiment, turning 2-liter bottles of soda into erupting fountains, became an Internet sensation in September 2005 when thousands of people started posting their own Mentos explosions on YouTube.com. As founder of SteveSpanglerScience.com, Spangler and his design team have developed more than 140 educational toys and science-related products featured by mass-market retailers like Target, Wal-Mart, Toys R' Us, Discovery Channel Stores and over 1,400 independent specialty toy stores. His educational science catalog and on-line business offers more than a thousand science toys and unique learning resources. Recently, Spangler has been featured in the Wall Street Journal, Inc. Magazine, WIRED, the History Channel, Food Network and TIME Magazine where on-line readers voted Steve Spangler #18 in the Top 100 Most Influential People of the Year for 2006. His recent appearances on the Ellen DeGeneres Show have taught viewers how to blow up their food, shock their friends, create mountains of foam, play on a bed of nails, vanish in a cloud of smoke and how to turn 2,500 boxes of cornstarch and a garden hose into a swimming pool of fun.
05:06
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Are electric cars really the future? Tesla is innovating not only the electric vehicle, but the way we think about energy. They're working to revolutionize the automotive industry and reduce the country's reliance on fossil fuels. In this episode, THNKR talks to Pamela Fletcher, Executive Chief Engineer for Electrified Vehicles at GM, Jerome Guillen, Model S Director at Tesla, and Franz von Holzhausen, Chief Designer at Tesla. Subscribe to THNKR: http://goo.gl/EB0HM SEE MORE TESLA: http://youtu.be/cuekx8erU3Y Like THNKR on Facebook: http://www.facebook.com/thnkrtv Follow THNKR on Twitter: http://www.twitter.com/thnkr Or check out our favorite Internet things on Tumblr: http://thnkrtv.tumblr.com EPIPHANY is a series that invites impassioned thought leaders across all disciplines to reveal the innovative, the improbable, and the unexpected of their worlds. The views expressed in this video only represent those of the participants. They do not necessarily represent the views or endorsement of @radical.media LLC or any other party involved in the production and distribution of THNKR.
01:56
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Watch more How to Buy a Car videos: http://www.howcast.com/videos/150885-How-to-Buy-Car-Insurance Make sure you get the best possible terms on your car loan by doing your homework. Step 1: Get your credit rating Request a copy of your credit report by logging onto annualcreditreport.com or by calling 1-877-322-8228. You are entitled to one free copy per year. Car loans are based on your credit rating, so make sure there are no mistakes. Tip Try to scrape together a down payment of at least 15 percent, which will greatly reduce your financing costs. Step 2: Shop before you shop Once you figure out how much you can afford to spend on a monthly payment, and before you set foot on a car lot, get a bank or credit union to pre-approve you for a car loan. Tip Search online for sites that compare current auto-loan rates. Step 3: Focus on the APR When comparing loans, focus on the APR -- annual percentage rate -- rather than the monthly payment. It’s more important to have a low interest rate, as long as you can make the payment each month. Tip Resist the temptation to finance a car for longer than 48 months. You’ll be paying so much in interest that if the car is stolen or wrecked, you run the risk of owing more than the car is worth. Step 4: Play let’s make a deal Head to the dealership. Tell them you’re pre-approved for a car loan, and ask them if they can offer you a better financing deal than the one you’ve secured already. Step 5: Do the math Always crunch the numbers before agreeing to a financing plan. If the dealer offers you a choice of either zero-percent financing or a cash rebate, do the math to figure out which is the better deal. Step 6: Pay on time Make your payments on time. Late payments lead to late fees, which will affect your credit rating. Did You Know? The average car loan is for 98 percent of the price of the vehicle.
03:04
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To View the Next Video in this Series Please Click Here: http://www.monkeysee.com/play/15081-buying-a-car-maintaining-the-vehicle

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